Serving the Hudson Valley & Capital District
Open Everyday: 7:00 AM - 5:00 PM (845) 470-6599

NYS Licensed Mold Assessor · Hudson Valley & Capital District

Mold, your home, and what New York requires

How mold takes hold, what an assessment involves, and why New York State does not allow one company to both inspect and remediate.

Where it starts

Mold needs three things, and water is the one you control

Mold is a normal part of the outdoor world. Indoors, it becomes a problem, and it only takes hold when three conditions are present at once.

Spores

Spores are microscopic, and they are in the air of every building. No home is free of them, and none needs to be.

Something to feed on

Drywall, wood, paper, dust, insulation, carpet and fabric all work. These are ordinary building materials, so they cannot be removed either.

Moisture

Moisture is the third condition, and it is the only one a homeowner can do anything about. That is why a proper assessment always comes back to water.

Growth can begin within 24 to 48 hours of water getting in. A roof leak, a burst supply line, a flood, high humidity or poor ventilation will all create the conditions. Some growth is visible on a bathroom ceiling or a basement wall. Some is hidden behind drywall, under flooring, inside a wall cavity or in the HVAC system. Both need to be assessed.

Health-related evaluations

When the house may be the reason someone is unwell

Mold produces allergens and irritants, and people respond to the same building very differently. Some notice nothing at all. Infants, older adults, asthmatics and anyone with a weakened immune system often notice a great deal.

One pattern is worth mentioning when you call. If symptoms ease after someone has been away from the house for a few days, and return once they are home again, that is useful information for the assessor.

Celtic is a Verified Provider in the MedVendor CIRSx Vendor Network. For a health-related evaluation, that means the findings are documented in a form your doctor can actually work from.

See the health-focused assessment

Households we are built for

Medically sensitized
Medically necessary
SIRS
Mast cell activation syndrome
PANS / PANDAS
Asthma
Chemical sensitivity
Symptoms of unknown origin

Consumer protection

Why New York separates inspection from removal

Under New York State Labor Law Article 32, no company may profit from both inspecting mold and remediating it. The reason is straightforward. If the company inspecting your home is also the company that would clean it up, it has a financial interest in what the inspection finds.

Celtic Step 01

Independent assessment

A licensed assessor establishes what is present, what caused it, and whether remediation is needed. If it is, the assessor writes the protocol.

Step 02

A separate licensed remediator

A different company carries out the work, following the assessor's written protocol. By law, it cannot be the same firm.

Celtic Step 03

Clearance verification

The original assessor returns to confirm the work resolved the problem, before any repairs close the area back up.

The visit itself

What an assessment involves

An assessment is an investigation of the building, not a walk-through. Establishing why the growth happened matters as much as finding where it is.

Visual diagnostics

The assessor looks at water intrusion, grading, ventilation and building failures, which are the conditions that allowed growth in the first place.

Moisture mapping

Moisture meters and thermal imaging help locate damp material behind finishes, including areas that give little sign from the room side.

Targeted sampling

Where sampling will add something the inspection cannot establish on its own, air or surface samples are taken and sent to an accredited third-party laboratory.

Written reporting

You receive the findings, photo documentation, a 2D floor plan, a remediation protocol where one is needed, and the repairs that prevent a recurrence.

Once remediation is complete, the assessor returns before the area is closed back up and confirms the work resolved the problem. That step is the clearance inspection, and it is what protects you from paying for a job that was not finished properly.

See assessment levels and pricing

Often overlooked

Asbestos testing is a separate requirement

New York State Code Rule 56 requires certain building materials to be tested before they are disturbed. Many homeowners assume this only applies to a planned renovation. It also applies to materials damaged by water, fire or mold, which is the situation most people are already in when they call us.

Disturbed asbestos fibers are carcinogenic. Before anyone opens up walls, ceilings, flooring or insulation, the required testing has to be completed.

Asbestos inspection and sampling

After the work is done

Keeping the property documented year to year

When the water source has been properly repaired, the problem does not return. When it has not been, growth reappears in the same place, and that is one of the most common reasons people call us for a second opinion.

For a property with a history, the NEST Protection Plan provides ongoing professional oversight through recurring evaluations, documentation and guidance across the year, rather than a single visit.

Explore NEST Protection

Straight answers

Questions homeowners ask first

Do I need an assessment, or can I just clean it myself?

Whether you need an assessment depends on what you are looking at, and that is a judgment for a licensed assessor rather than for you to make on your own. Call and describe what you are seeing, where it is, and whether there has been any water in that area. We will tell you honestly what we think it needs.

Can I just get an air test?

You can request an air test, but on its own a laboratory number tells you very little. The same sample means something quite different depending on the outdoor air that day and on the condition of the building it came from. That is why sampling sits inside an assessment rather than being sold on its own.

Is black mold different from other mold?

Color is not a reliable way to identify mold. Several species are dark, and the ones people are most concerned about are not always the ones present. Where a household has genuine health sensitivities, laboratory analysis is what establishes the species.

Does bleach kill mold?

Bleach does not kill mold, not in any lasting way. It is the most common thing homeowners try, and it removes the discoloration from the surface, but it does not reach growth at the root, and it does nothing about the moisture that caused the growth. The same patch usually returns in the same place.

My insurer is asking for documentation. Can you help with that?

Yes, we can help with that. Both on-site assessments produce insurance-ready documentation, which includes a written report, photo documentation and a 2D floor plan of the findings. Because Celtic never performs the cleanup, the report comes from a party with no financial interest in the size of the claim.

Independent answers about your home. Start today.

Open Everyday: 7:00 AM - 5:00 PM · Serving the Hudson Valley and Capital District.

Call Now (845) 470-6599 Request Inspection
s